Climate risk is a cascade, and a heat map cannot show one. WorldbyFlow names the single points of failure in a system and walks the cascade explicitly, grounded against public climate data, and reads the scenarios and the interventions beside it, so your assessment shows the path from hazard to loss.
Written for Assesses physical or transition climate risk for a firm or insurer.·Runs in the Climate domain
Assessing physical or transition risk for a firm or an insurer means connecting a hazard to a balance sheet through a chain of events. The scans here build the chain: a risk cascade, scenario branches with named assumptions and triggers, a map of where the real uncertainty sits, a read on the phenomenon itself, and a read on the intervention being proposed against it.
Single points of failure named and the cascade walked from hazard to loss, grounded against public climate data. The risk read that shows the mechanism.
Branches with their load-bearing assumptions named and the triggers that would select each. The scenario note a risk committee can check against events.
Where the genuine uncertainty sits, separated from what the science has settled. It keeps the assessment on the open part.
The phenomenon read from the record: what is measured, how, by whom, what is projected and with what confidence. The hazard, described honestly.
An intervention read as evidence: what it has demonstrated where, what is claimed, what is unknown. Managed retreat or a sea wall, graded.
The order matters. The first read gives you the structure; the next ones fill the parts that are hardest to source by hand.
Read the cascade. If it walks from hazard to loss in the order your model does, it can do the first pass on the next exposure.
The named assumptions and triggers. The scenario note with its conditions visible.
What it has demonstrated and what is only claimed. The evidence page under the adaptation plan.
The scenario triggers become watched signals, so the assessment tells you which branch is unfolding.
Every figure and quote links to where it came from. A claim the scan could not source is marked as such rather than dressed up.
Export the cascade as a PDF for the risk committee, or share it as a page underwriters can open with each step sourced.
Ask a follow-up question of any result, or run a Red Team pass that tries to break its own conclusions before someone else does. How the grades work →
A pyrocumulonimbus — a thunderstorm generated by wildfire heat rather than atmospheric dynamics — has formed over Gironde in southwestern France for the first time in the country's recorded history, generating its own lightning, downdrafts…
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