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WorldbyFlow for buy-side research analysts

You do not need another opinion on a name. You need the record behind it, fast, with every figure carrying its issuer and its as-of date. WorldbyFlow reads an instrument, a sector or a consensus that way, and it refuses to give investment advice, which is exactly the posture you want from a tool.

Written for Covers a sector at a hedge fund or long-only asset manager.·Runs in the Finance domain

Start with this one

Where this fits in your week

Covering a sector is a standing argument with consensus, conducted through a pile of documents. The scans here read the pile: an instrument read with sourced figures, a consensus check that shows the spread of forecasts rather than a house number, a litigation read that keeps holdings apart from allegations, a fund dossier on who else is in the name, a driver read on the sector, and the tests that would falsify your own thesis.

Lead scan

Instrument

2 credits · in-depth · about 2–4 min

A structured read on a company, a bond or an asset: what the record shows, with each figure's issuer and as-of date, and no recommendation. The file before the model.

Try it on: a subject you already hold an opinion about, so you can grade the result against what you know.
5 more scans that fit this role

Consensus Check

2 credits

What the street expects, with each forecast's source, date and basis, and the spread shown rather than averaged. Where consensus actually sits.

Try it on What the street expects from Apple · Where consensus sits on Tesla margins · What the market expects from the Fed

Litigation Read

3 credits

Litigation and enforcement around a name, with adjudicated holdings kept strictly apart from allegations and damages sought, awarded and paid as three numbers.

Try it on Wells Fargo · Boeing · Binance

Fund & Institution

2 credits

A dossier on a fund or institution: stated strategy, documented activity, people. Who else holds the position and what they have said about it.

Try it on Berkshire Hathaway · Bridgewater · ARK Invest · Renaissance Technologies

Market Drivers

4 credits

What is moving a sector, with the evidence for each driver. The mechanism under a sector call.

Try it on US regional banks · The semiconductor cycle · US homebuilders · The lithium market

Falsification Plan

3 credits

The tests that would prove your thesis wrong, named before you size the position. The page a good PM asks for.

Try it on Buybacks raise long-run returns · Dividend cuts predict distress · Index inclusion lifts a stock
A working path

From a first run to a result you can hand over

The order matters. The first read gives you the structure; the next ones fill the parts that are hardest to source by hand.

01

Run Instrument on a name you already hold a view on

Check the issuer and date on the figures you know best. If the sourcing standard holds on the name you know, it will hold on the one you are learning.

2 credits
02

Run Consensus Check on the same name

The spread of forecasts with sources and dates. Where your view differs from consensus is now a specific number with a specific source.

2 credits
03

Add a Falsification Plan to the thesis

What would prove it wrong and how you would know. Attach it to the initiation note.

3 credits
04

Pin the tripwires to your Watchboard

The falsifiers become watched signals, so the thesis tells you when it is breaking.

Pinning is free; a check costs 2 credits when you ask for one.
The research bill for this path
2 + 2 + 3 = 7 credits · a Standard plan carries 20 a month
What comes back

A result whose claims carry their grades

Sourced, not asserted

Every figure and quote links to where it came from. A claim the scan could not source is marked as such rather than dressed up.

Verified or grounded
Reported or attributed
Contested
Open question

Ready to hand over

Copy the read as Markdown into the model notes, or export it as a PDF for the investment committee with every figure sourced.

Built to be argued with

Ask a follow-up question of any result, or run a Red Team pass that tries to break its own conclusions before someone else does. How the grades work →

See one

Research already published in this shape

Treasury Yield Surge Transmission to Mortgages, Cards, Equities

Read the research →

Credit-card rates are pegged to the Prime Rate rather than to Treasury yields, so the 20.94% average card APR stays flat through a bond-market yield surge and only resets once the Fed actually moves its target range.

Market Drivers · September 9, 2026
Try it

Run Instrument on something you already know

The fastest way to judge the result is to pick a subject you know cold and read it against what you know. If a colleague sent you here with an invitation, the credits land on your account when you sign up.

Start with Instrument →Standard plan from $10/mo · 20 credits · all plans
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