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WorldbyFlow for wealth advisors and RIA principals

Clients call when something happens and want to understand it, not be sold on it. WorldbyFlow gives you a structured read on the event, what happened and who it affects, that shares as a page under your name and never gives investment advice, so the explanation you send is one you are comfortable standing behind.

Written for Runs an independent advisory practice; explains events to clients.·Runs in the Finance domain

Start with this one

Where this fits in your week

An advisory practice runs on trust, and trust is built in the week something goes wrong in the market and you explain it well. The scans here are for that week and the calm ones between: a market event read, a plain-language answer to a client question, a dated calendar of what is coming, a dossier on a fund or a firm a client asked about, and a driver read on a market they are worried about.

Lead scan

Market Analysis

2 credits · in-depth · about 3–6 min

A structured read on a market event: what happened, who it affects and through what mechanism, with sources, and without a recommendation. The client explainer.

Try it on: a subject you already hold an opinion about, so you can grade the result against what you know.
4 more scans that fit this role

Ask

2 credits

A client question answered plainly and sourced: how a stock split works, why a bank failed. The answer you can send back the same afternoon.

Try it on What happens to bonds when rates fall · Why did Silicon Valley Bank fail · How does a stock split work

Catalyst Calendar

2 credits

A dated calendar of what is coming for a body clients ask about, each date's basis stated. The year-ahead letter's spine.

Try it on The Federal Reserve · US tax season · Social Security

Fund & Institution

2 credits

A dossier on a fund or a firm a client has asked about: stated strategy, documented activity, people. The background before the conversation.

Try it on Vanguard · Berkshire Hathaway · BlackRock · Fidelity

Market Drivers

4 credits

What is moving a market clients are worried about, with the evidence for each driver. The mechanism explained, not the trade.

Try it on US Treasury bonds · The municipal bond market · Gold · Bitcoin
A working path

From a first run to a result you can hand over

The order matters. The first read gives you the structure; the next ones fill the parts that are hardest to source by hand.

01

Run Market Analysis on the last event clients called about

Read it as a client would. If it explains without recommending, and every claim has a source, it is the page you wished you had that week.

2 credits
02

Run Ask on the question you get most

A plain, sourced answer. Save the page and send it the next time the question comes in.

2 credits
03

Run Catalyst Calendar for the year-ahead letter

What is scheduled, expected and estimated, kept apart. The calendar section written honestly.

2 credits
04

Share it under your name

Share the read as a page clients can open without an account, or export it as a PDF for the client letter.

No credits.
The research bill for this path
2 + 2 + 2 = 6 credits · a Standard plan carries 20 a month
What comes back

A result whose claims carry their grades

Sourced, not asserted

Every figure and quote links to where it came from. A claim the scan could not source is marked as such rather than dressed up.

Verified or grounded
Reported or attributed
Contested
Open question

Ready to hand over

Share the read as a page clients open from your email, or export it as a PDF for the quarterly letter.

Built to be argued with

Ask a follow-up question of any result, or run a Red Team pass that tries to break its own conclusions before someone else does. How the grades work →

See one

Research already published in this shape

Treasury Yield Surge Transmission to Mortgages, Cards, Equities

Read the research →

Credit-card rates are pegged to the Prime Rate rather than to Treasury yields, so the 20.94% average card APR stays flat through a bond-market yield surge and only resets once the Fed actually moves its target range.

Market Drivers · September 9, 2026
Try it

Run Market Analysis on something you already know

The fastest way to judge the result is to pick a subject you know cold and read it against what you know. If a colleague sent you here with an invitation, the credits land on your account when you sign up.

Start with Market Analysis →Standard plan from $10/mo · 20 credits · all plans
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